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About Michael

Michael Chua is an experienced financial consultant with one of the largest financial advisory firm in Singapore. He joined the financial services industry in 2006 and specialises in providing financial advice for executives, couples and SME (Small and Medium Enterprises) clients. He has attained honors in Banking and Finance by the London School of Economics and has qualified for the Million Dollar Round Table (MDRT), which is a globally recognised award given only to the top financial professionals in the world.

Growing up from a humble family background, Michael is a firm believer of financial planning and understands that it is not how much you earn that determines your retirement, but rather, the ability to save that makes the difference. After being licensed as a financial consultant, he has helped many clients to achieve their desired financial goals using various unique planning methodologies.

It starts with the clients listing down all their financial goals in their life before allocating their financial resources at each of the different goals and this simple yet important exercise helps the clients to view their entire financial path in one glance. This approach has allowed his clients to make better financial decisions in their lives. He always strive to ensure that all of his clients walk away from the meeting having a concise understanding of their financial future.

In order to make sure his clients get the best unbiased advice, Michael continues to expand his network to service his clientele better. In his current network, he works closely with accountants, lawyers, tax planners, fund managers, loan specialists, auditors, bankers and many other professionals to ensure his clients continually get the correct info when needed. He believes that his clients’ financial success depends largely on his personal network as he always direct his clients to the right people for advice.

When it comes to wealth management and financial planning, he is able to have access to financial products from numerous life insurance companies, banks, investment platforms, international fund houses and general insurance companies. With this extensive network of partners, it allows him to find the most suitable solution to match his client’s complex financial needs.

Contact Michael at the bottom of the page for a financial review today!

His Expertise

Importance Of Financial Goal Setting

Blueprint For Your Financial Future
You will learn to understand your financial goals better, in a clear and precise way. You will know how to set all your financial resources towards the right direction to achieve vital long term goals, instead of short term ones. We all want the best of everything in life, but the reality is that it is almost impossible to achieve it. However, you can still plan and get the best of certain things. This effective method of goal setting helps you to understand your financial goals comprehensively and allows you to make the right financial decisions for life.

goal-mapping

Life Stages Insurance Planning

Optimising Your Insurance Portfolio For Maximum Coverage
Everyone dislikes paying the hefty premium of their insurance plan but we all know how much importance it holds in our life. Many insurance products are available in the market serving different purposes. There is never a best insurance policy. What you need is a plan that helps you when you need it the most, at different life stages. Thus, a customised portfolio will be designed to provide you insurance policies with the lowest costs and maximum coverage.

insurance-planning

Strategic Investment Planning Methodology

Maximise Your Returns With Minimum Risk
The common investment philosophy is to invest in financial instruments that give high returns because they are the most profitable. The flip side of such investments involves high risks with equal probability of a hit or a miss. Therefore, the client is left exposed to a substantial risk. Through our strategic investment planning methodology, you will get to choose the investment products based on your risk profile and a diversified portfolio is built to minimise your risk and yet extract maximum returns.

strtegic-planning

Comprehensive Services

With Michael, not only can he provide you with excellent financial advice, he also partner with other professionals to offer you the widest range of services and products to cater to all your needs. His professional advice and ongoing service ensures that your financial objectives are met, both now and in the future.

You can be assured that your needs will be met by his customised plan and personalised service. His quality advice and services includes, but is not limited to the following areas:

Personal Financial Advisory

  • Children’s Tertiary Education Planning
  • CPF Investment Scheme
  • General Insurance Services
  • Investment Planning
  • Retirement Planning
  • Risk Management
  • Taxation Planning (Referral Services)
  • Estate Planning (Referral Services)

Corporate Financial Advisory

  • Business Cash and Reserves Management
  • Business Succession Planning
  • Corporate Investment
  • Corporate Pension Scheme
  • Corporate Risk Management
  • Employee Benefits Scheme
  • Guarantor Risk Management
  • Key Man Insurance Planning

Testimonials

Clara Sng (Teacher)
Michael has been a great help! He’s detailed and makes sure that I understand the policies that I’ve signed up. He is also very accommodating and flexible in his meet-up with clients. I am really glad to have him as my financial consultant. Thank you, Michael, for your patience, warmth and sincerity! I really appreciate it!
Chee Shyan (Banker)
Michael is a responsible and ethical financial consultant. Unlike others, he does not hard-sell his products. He explained my policy fully, making sure I understand how it benefits me before committing. He will also constantly follow up with his client, keeping them updated of their own portfolio. I feel safe to let him manage my money.
Eileen Chua (Auditor)
Dear Michael, you’ve been a great financial consultant! You’ve helped me understand more about financial planning and have meticulously catered the plans for my current needs. Just want to thank you for your patience in answering and also want to thank you for your invaluable advice! All the best and God bless!

Suze Orman

“Every financial worry you want to banish and financial dream you want to achieve comes from taking tiny steps TODAY that put you on a path towards your GOALS.”